Ruth Gowan Higgins, 93, of Clanton died Wednesday, Feb. 1, 2012, in Clanton.

She was born on Saturday, Jan. 18, 1919, in Chilton County, daughter of the late Dr. Jesse Earl Gowan and the late Ruth Johnson Gowan.

She was president of First Home Mortgage Corporation.

Surviving are two daughters, Ruth Mary Higgins and Sallie Juliet Higgins; granddaughter, Miriam Juliet Higgins Landru; grandson, Nicolas Samson Ghaffary; sister, Sallie Gowan Speaks; other family, nieces, nephews and cousins.

She was preceded in death by her husband, John Manning Higgins.

Friends will be received from 6-8 p.m., Saturday, Feb. 4 at Martin Funeral Home Chapel.

Services will be held at 1 p.m. Sunday, Feb. 5 at First Baptist Church of Clanton with the Rev. Matt DeBord officiating. Mrs. Higgins will lie in state at the church 30 minutes prior to the service.

Interment will follow in Clanton City Cemetery.

The family requests no flowers; make memorial gifts to American Disabled Veterans or First Baptist Church of Clanton.

You may leave online condolences on the guest registry for the family at www.martinfuneralhomeinc.com.

Martin Funeral Home directing.